Stop Collection Agency Harassment

We have previously written about all of ‘ em . . . Midland Funding, Midland Credit Management, Midland Porfolio Services, Encore Capital Group . . . and we are pleased to announce that the State of Maryland is suing all of these collection agencies.

One more AG ! He has taken the steps to get the debt collectors out of Maryland. Maryland Attorney General, Douglas F Gansler has filed a class action against Midland Funding and also served on the infamous Mann Bracken 9/10/2009. The amount sought is multi millions.

If you are a consumer that is being contacted by any of these debt collectors, contact us for the solution.

from Bud Hibbs site : The debt collection industry is changing, day by day as States’Attorneys General take on the corruption and stand up for consumers. The cornerstone, arbitration was knocked out on the past sixty days and everyone is gearing up for the next round. Stick with us for daily battle updates on Collectors Exposed website.

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“Taking Your Credit to the Next Level”

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We also want to list the steps to collection debt elimination and to keep putting this information out there for the consumer to use. As more consumers face financial chaos in their lives, the more likely they will face collection debt situations. There is not a demographic which limits the debt collector – over 18, under 99, doctor, lawyer, accountant, auto mechanic, retailer, real estate agent, mortgage loan officer, administrative, restaurant employee…these are consumers who are losing money due to their profession.

If you do not want/need our company to help you, YOU CAN do this process yourself. Please note that you really need to know what happens if the debt collector sends validation of the “alleged” account. What next? If you do not know the answer, then you do need us to handle this situation for you. Sometimes the VOD process is not simple.

The collection industry seems to have accelerated efforts. There have been a few new agencies that have been established in 2007/2008 hoping to catch the wave of profit. They are not going away anytime soon. HOWEVER, the more the consumer files a complaint with the Attorney General and the Department of Consumer Affairs – the more difference it makes.

Here are the steps to debt elimination.

If you have been contacted with letters/phone calls from a collection agency:

Do not assume you have to pay the “alleged” account. How OLD is the original account? Everything HAS to be in writing.

#1 WRITE a VOD letter or an SOL letter – do not call the collection agency about this matter

Send both methods because you need to have documentation of both methods of mailing. This is for YOUR documentation.

#2 SEND certified mail return receipt

Do not call a debt settlement company to assist you in paying this “alleged” account to the collection agency. Learn your rights first.

In 99% of these situations, the consumer does not have to pay.

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No matter where your residence (in and outside Georgia), please call this number AND MAKE A COMPLAINT if you are a consumer in regards to these situations with Hanna offices.

404-651-8600

• you are being contacted by letters/phone calls
• you have been served a summons/complaint
• you have been sued
• you have been garnished
• you have been garnished regarding SS and/or disability

Their office asked us to have YOU call in to register a complaint with their office about Fredrick Hanna. We have been to court and have seen a birds eye view of Hanna attorney actions. In one week, the docket in one county (Georgia) has 100 cases. We are not including the cases that are ruled upon and garnished. We are not including all the counties in Georgia. We are not including other states. You do the math.

Now Hanna has a green light and this is very bad for consumers. YOU NEED TO BE HEARD. This will make a difference. You can fight collection debt.

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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Andrew Cuomo stated the other night on Dateline “the debt collection industry is exploding”.

He said ILLEGAL. This is exciting when the AG states that these actions of the collection agency are illegal. To accuse an industry of being illegal is a strong accusation. We were leary of writing that statement here on this site because of the ramifications.

You are not alone and you have rights. The consumer does not have to agree with the debt collectors. The burden of proof is on the collection agency.

Also, if the debt collector sends documentation to you – how do you know if it is acceptable and legitimate? There are definitive steps to collection debt elimination.

Let us deal with the details for you. Call us for your free analysis to understand your options.

Educate yourself with the Dateline video of Andrew Cuomo NY AG.

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