Debt Elimination and Credit Restoration

Read below about the new program:

“As you know, we have been helping homeowners with mortgage problems for several years.

We have been successfully helping those facing foreclosure by stopping the foreclosure process, and giving the borrower six months of grace from mortgage payments. By getting the attention of the lender, it usually allows us (or the borrower) ample time to work out some form of relief with their lender.

Just recently we have developed two new programs that we believe will offer even greater benefits to those in some form of distress. Usually in a distressed situation, the borrower finds themselves wanting to either keep the home and get some mortgage relief, or just walk away from it. For whatever reason they might want to keep it, we can cause the mortgage to be completely rewritten, at about 40% of the current market value of it. If they want to just walk away from it (perhaps underwater with the mortgage), we can get them 5% of the current market value for doing so. In either case, their credit does not suffer a foreclosure, a bankruptcy, or any deficiency judgment, and their credit rating may even improve. We cannot address any lates, but those are more quickly resolved by the borrower than the more serious issues.

For those who have recently gone through foreclosure, we are able to keep them in the property, rent free, for six months, enabling them to more easily transition to new housing.

We are also able to completely address relief from credit card debt.” (not relief from collection debt – contact Next Level Unlimited for collection debt elimination)

“Taking Your Credit to the Next Level”

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We are MORE than pleased to announce “HOT off the presses” kind of news! Good news – not so good news announcement.

Not so good news: Junk debt buyer NCO Financial Services is buying Axiant / Mann Bracken.

Good news:Axiant is declaring bankruptcy. Who knows what that means EXACTLY ?

NCO Financial Services is a large collection agency and has a bad reputation. We would like to know what prompted Axiant / Mann Bracken to declare BK and WHY is NCO buying them out? Axiant and Mann Bracken are in trouble moreso ever since the MN AG Lori Swanson brought a case against National Arbitration Forum in July 2009.

In our humble opinion…this was predictable. Ever since that lawsuit exploded in the collection industry, class action suits have come against Mann Bracken all over the country. It is getting hotter and hotter to sustain this kind of exposure and stay in business. Inevitable perhaps?

We ask again, WHY would NCO buy Axiant / Mann Bracken trouble ?

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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We wanted to let you know about additional debt collectors. You may have heard of Resurgent and LVNV Funding who pass the collection debt accounts around to their related companies. These collection agencies are not likely to adhere to the FDCPA and are known to sue consumers. They are junk debt buyers and have been in business for many years. What is up with Fieldstone, Granite and Limestone? All rocks?

If you are being contacted by any of these debt collectors (some may not be collection agencies), please do not ignore their attempts to collect. There are steps to debt elimination that you need to take immediately. Contact us for an analysis.

Ascent Card Services II LLC

Ascent Card Services, LLC

Ashley Funding Services LLC

Credit One Bank, N.A.

Fieldstone Asset Management LLC

Granite Asset Management LLC

Limestone Asset Management LLC

LVNV Funding LLC

PYOD LLC

Resurgent Capital Services L. P.

Resurgent Capital Services PR LLC

SFG REO, LLC

Sherman Acquisition Limited

Sherman Acquisition II Limited

Sherman Acquisition L.L.C.

Sherman Acquisition TA LP

Tradd Street LLC

“Taking Your Credit to the Next Level”

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We heard on talk radio last week something interesting about credit cards. When a consumer pays off the balance in full that month, they will be penalized. We have not confirmed it and still are checking into it. We want you to get rid of the collection debt in your life, clean up your credit report and raise your credit score. We advocate ONE card of your choice only.

We posted this article below for you to read here and click on the link below about 5 other reasons you will be snapped into reality about credit cards. You will eliminate your collection debt and you will raise your score. You may be tempted to get credit cards again.

Five evil things…  

What’s a cardholder to do?

Consumers must pay close attention to the terms of their contracts, staying alert to any changes.

“It’s boring reading, and it can be hard to understand, but that’s where everything is spelled out,” said Lowcards.com’s Hardekopf.

Of course, while there are laws aimed at helping consumers, legislation can’t do it all.

“As we close the loopholes on some things, they open up elsewhere,” said Consumer Union’s Banks. “Reform acts don’t cover everything, and cardholders have to watch out for their own accounts.”

And if you don’t like your credit card’s new terms? “Shop around — you are not married to your card,” Hardekopf said. “It’s a partnership, not a lifelong contract.”

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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