Stop Collection Agency Harassment

Lots of cleanup going on in New York thanks to the Attorney General! You can stop collection agency harassment and it is being done in NY. Capital Management Services is located in Buffalo, New York. Buffalo is rumoured to be the debt collection capital of the US. Like most collection agencies, they are unorganized with a high employee turnover rate. This is great news for the consumer.

 Capital Management Services

 aka Center One Financial

 Head Debt Collectors: Jeffrey A. Hauser, CEO

CMS is known for their incessant phone calls. The letters are automated and sent out systematically. This company is very aggressive in collecting on expired accounts.

If you are contacted by Capital Management Services, contact our office for an analysis. Stop talking to this company!

726 Exchange St #700, Buffalo, New York 14210

Larry Costa, President

Karen Kraska, Secretary-Treasurer

Timothy Kraska, (very) Silent Partner

Patricia M. Cipriani, House Lawyer

NEXT LEVEL CREDIT
“Taking Your Credit to the Next Level”

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Zwicker & Associates are expanding on a national level. Their HQ is located in Massachusetts, however, they have mini offices in many states such as Alabama, Georgia, California, New York, Texas, Nebraska, and Utah This collection agency has a very bad reputation for lawsuits (especially with AMEX and {JDB} LVNV) against consumers. The CA cannot represent the plaintiff and act as a debt collector simultaneously. This is a violation of the FDCPA however RARELY used in the court. More consumers need to address this issue in the courtroom when their Answer and Affirmative Defenses are filed.

Zwicker & Associates do not have any rules. This company will use slander on the phone and threaten the consumer. They tell the consumer that they can collect in any state regardless of being licensed in the consumers’ state of residence. Lies!!! Zwicker can only sue IF they have an office in your state of residence and the attorney is located in your state of residence.

The good news is that 99% of the collection letters can be challenged and Zwicker WILL go away.

And IF the consumer is served a complaint:

The good news is that 99% of the lawsuits can be beat in court.

If you are a consumer that is receiving letters and calls from Zwicker & Associates or ANY collection agency, contact us immediately. We can stop collection agency harassment and eliminate the alleged account entirely. DO NOT PAY ANY COLLECTION AGENCY!

Zwicker & Associates, P.C.

80 Minuteman Road

Andover, MA 01810

Phone: 978-686-2255 800-370-2251

Fax: 978-686-3538

2300 Litton Lane

Hebron, KY 41048

800-555-6694

Paul W. Zwicker, Esquire, President

John Twite, Sr. VP Operations

Robert W. Thuotte, Sr. VP, General Counsel

Micheal Koziol VP, Collection Operations

965 Oakland Rd # 3D Lawrenceville, GA 30044-3758 – (678) 407-8033

NEXT LEVEL CREDIT
“Taking Your Credit to the Next Level”

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