Stop Collection Agency Harassment

If you have been served a summons/complaint at your residence, you need to file an Answer and Affirmative Defenses immediately. This means you are being sued by the collection attorney.

HOW TO FILE AN ANSWER TO THE COURT pro se: The Defense Guide will provide you with all you need to answer the summons and go to court. It is better for the judge to see you and you represent yourself pro se and state your opposition than do nothing at all. Challenge the opposition. Before you even need to think about going to court, understand that the collection agencies do not want to go to court. Most cases are DISMISSED by the collection attorney! If you fail to respond to the court, you will be rendered a default judgment.

Filing an Answer and Affirmative Defenses to the court is not easy. It can be done. This is a defendant’s package and it is everything you need to fight a junk debt buyer’s lawsuit.

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

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Fortunately, we have not had to challenge Marauder as much as the other top 9 worst collection agencies in the US. We are very familiar with the behavior of the other collection agencies. Before you decide to declare bankruptcy or you are thinking about declaring bankruptcy, talk to us. We have helped many consumers eliminate collections and stop collection agency harassment. The consumer usually does not have to resort to bankruptcy.

TOP TEN WORST

Midland Credit Management, Midland Funding
Portfolio Recovery Associates
Unifund Partners
LVNV Funding
Hanna & Associates
Asset Acceptance
Brachfeld
Palisades
Anderson Financial (AFNI)
Marauder

Since we have not dealt with Marauder, here are a few facts from Bud Hibbs site: Criminal debt collector and serial FDCPA violator Ryon Alan Gambill has the dubious distinction of being one of the worst and one of the dumbest debt collectors in the United States.

Gambill hides behind Kim Nicole Edwards, his most recent wife, with his home on Goleta Avenue in Palm Desert, California. He has amassed an estimated

$3.5 million in unpaid judgments by default – judgments filed for violating debt-collection law. That makes him one of the biggest DEAD BEAT debt collectors in the nation.

Ryon Gambill is a perfect example of why we need federal legislation to police abuse of the credit bureau reporting system. His use of Experian’s databases is nothing more than an act of extortion.

Sadly and outrageously, Experian knows all too well about Gambill’s criminal history, yet it turns a blind eye and a deaf ear to consumers’ complaints.

Experian reportedly denied the existence of his company representative who quit after learning his name was published on several Web sites.

He shamelessly impersonates lawyers, police, the FBI, and anyone else, depending what the situation necessitates. He has stolen money from his clients and the American people – and then lied about it on top of that. He is without a doubt, the scummiest of the scum-feeding bottom dwellers of the debt-collection industry. The End.

Contact us immediately on our home page if you have been contacted by Marauder.

NEXT LEVEL CREDIT
“Taking Your Credit to the Next Level”

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