AFNI – aka Anderson Financial Network scamming on time barred debts
Filed Under: Collections
Filed Under: Collections
AFNI may look legit on a credit report with Verizon listed as the account. Verizon/GTE accounts seem like small accounts to attempt to collect. Volume matters. AFNI specializes with OLD Verizon (and possibly Qwest) accounts. Time barred meaning older than 3 years at least. These date back to the 1990s.
The owner of AFNI is Lisa Anderson in Bloomington, IL. This collection agency is known for lawsuits. Currently, they have over 100 federal cases, not to mention how may state court cases on the dockets. The proof lies with the debt collector to provide valid information. They are not allowed to report an alleged account that is time barred to place on your credit report. However, AFNI does not comply with FDCPA and FCRA.
If you find this company on your report, or you receive a letter from them, check the date of the original creditor account. Is this paid off? AND Is this time barred? The SOL will apply and send an SOL letter to stop AFNI from attempting to collect.
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5 Responses to “AFNI – aka Anderson Financial Network scamming on time barred debts”
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I just had something posted to my credit from afni, what is an SOL?
Jessica,
Thanks for your comment. On your credit report, the SOL pertains to the time when the item will be reported.
~Next Level Credit~
I just had something posted to my credit account also. It doesn’t imply at all what the charge is for it says account name
AFNI account number- 204256XXXX
Active Account type:OPEN
Date Opened: 08/2010
Balance: $111.00
Payment Status: Charge Off or Collection
Comments: Collection
This is B.S I just went through 6 months of straightening my credit out for some identity theft and fraudulent loans. What Is Going To Happen Now?
Moses,
Thanks for your comment. AFNI most likely will attempt to collect on this account.
Feel free to contact us for more advice regarding AFNI and what to do next. You can sign in (ABOUT US page) for an hour session to obtain direction about AFNI from our company.
~Next Level Credit~
hi
i just recieved a piece of mail from afni about a cell phone bill that i had back in 2004-2005. well, back in 2007 they had sent me a letter just like this one and said to pay them 300.00 and the account with afni would be settled. so i did. i remember talking to a girl named nicole. when i got the money order i wrote it out to anfi called them back to let them know that i wasw sending it to them and called it good from my end. now this letter i just got today said to pay them 100.00 and the account with them would be settled. im not going to pay them again. 100.00 is a lot of money to just hand out. muy question is. am’i doing the right thing? what should i do?
thank you