We cannot get discouraged about credit, FICO and debt. It seems collection agencies are becoming more ruthless. However, not to get into a negative frame of mind today, we want to educate you and let you know the the credit bureaus are really making money with debt collectors. Don’t be shocked, just learn today that now you know something more about the industry. Collection debt elimination is a process and 99% of the time it is effective. We can beat it.

 

We can be discouraged after reading this blurb below from a consumer but once again we have hope, AND determination, perseverence, tenacity and PASSION for the truth. We have not really said out loud here on this site…if you have not figured it out yet CREDIT REPORTING AGENCIES (CRAs) are not helping consumers. NOT.

 

We get rid of the collectors who are harassing you and then we “clean” up your credit report. Along the way, you get a jaw dropping education about HOW corrupt the government is when it comes to credit, collections, and the CRAs. Then your job is to tell more people you know. Knowledge + Action is the only way that the FTC and the Attorney General are going to wake up and do something.

 

Here is an excerpt from a consumer at collectorsexposed.com:

 

“Make no mistake about it, we the CONSUMERS are NOT their customers. The CRAs see us as the PRODUCT to be sold. Their customers are the creditors and debt collectors.”

 

and more:

 

“Ok, you hit a nerve…
I started to look into the services that the big three offer to Collectors awhile back. This is who they cater to and make big bucks from. Experian has been the worst for correcting data. They do nothing to protect your information and constantly access it in the background by selling products to the Collection Agencies to monitor your data.
I reported this to the FTC saying they are selling services and software allowing access to personal data to the Collectors, and by doing this they are selling my personal information, but only got the normal response.

All this sales and investment in software tracking you, but they can’t see what’s in front of their face when you send them proof the Collector is wrong.

Just review some time what they offer by clicking on the business services, then collections.

Here is Experian’s we help you Collect site
http://www.experian.com/collections_industry/index.html

This is nice to know….. improving your credit by settling with a creditor or two and old debt can come back to life, with a re-aged date of last activity.. ring, ring, surprise!
http://www.experian.com/products/collection_triggers.html
“With financial event triggers, you will know when to contact consumers regarding old debt as their financial status improves. Making accounts current, paying off debts in full and having funds available on an open bankcard are examples of triggers in this category…”
The collectors can monitor you for life with these triggers.

A handy little sales pamphlet.
http://www.experian.com/products/pdf/collection_advantage_ps.pdf”

(Our emphasis in bold and red.)

FIGHT THE GOOD FIGHT !

NEXT LEVEL CREDIT

“Taking Your Credit to the Next Level”

 

 

 

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