One of our clients received a letter from one of the most well known JDB’s in the land of collection debt. There are certain names that make you cringe.

We have a GREAT result to share today about this debt collector who is notorious for bad phone behavior and scare tactics.

The letter reads:

“Thank you for your inquiry regarding the above referenced account. Please be advised that this account is CLOSED IN OUR OFFICE.”

They could not send any documentation. No validation of debt. AND WHY COULD THEY NOT VALIDATE THIS ACCOUNT !!! ???

We have never seen a letter such as this. It is a THRILL for us to read. ACCOUNT CLOSED from a debt collector!!!

This account took 60 days to eliminate because it was sent to 2 collectors back to back. This is common for debt collectors after you write the first VOD. The first collection agency cannot validate so they sell it again to a second collection agency. The consumer needs to write a 2nd letter to the new debt collector asking for VOD again. The process for writing to a second collector for the same account is another VOD letter with somewhat different wording. Basically it is another VOD letter and referring to the first collector who did not validate previously. Do not ignore the new letter. Take action and send that VOD.

When we see a letter in print that the account is closed, it makes this company grin and tells us that what we do at Next Level Credit is a great work. The bully can’t take your lunch money anymore. However, there is a 1% chance that it will not work and you can be sued by a debt collector. (more later-stay tuned)

We work on the 99% of course!!!

NEXT LEVEL CREDIT

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