Stop Collection Agency Harassment

There are MANY credit repair companies in the US that are not legitimate. Now with the economy in such turmoil, credit repair companies are popping up all over the place. Scams taking advantage of consumers with their debt. Beware.

First of all, there are laws about taking payment from a consumer before the service is rendered in regards to credit repair companies. Most credit repair and consolidation companies want the consumer to pay a lump sum up front before the work is performed. That is fair BUT when it comes to eliminating your debt or fixing your credit report – do not pay a lump sum to have the work completed. Also, there is a BIG DIFFERENCE between eliminating it by paying it off OR eliminating it by not paying it and asking the collection agencies to validate the account. We eliminate it by not paying it and asking for the collection agency to validate the debt. The word ELIMINATE can have multiple meanings.

We believe that you do NOT have to make a settlement of ANY of your collection debt. Do not consolidate your collection debt. Not needed. There are companies that advertise for collection debt consolidation. RIPOFF. These companies are the worst because most of them already KNOW that debt collectors cannot validate the account 99% of the time. Yet the collection debt consolidation company will take a percentage ( $$ ) from you and you will pay them (monthly) to get rid of the collection accounts. In the meantime, you can be sued by the collector. The consolidation company negotiotes with the collection agency to “settle” with the collection agency. STOP ! Never ever do that !!! The collection agency cannot even validate your account !!! Why would you make a payment ??? What could be worse than that? What if ALL those collection accounts are listed on your credit report as paid ???

Forget that MADNESS !

There are credit report repair companies that do not remove items they claim they can remove. The company takes your money, writes a letter, the credit bureau “verifies” it and that is the end of that. They have your money. Happens ALL the time.

We say UNACCEPTABLE ! The credit bureaus are NOT our friends.

We CAN remove original creditors (in most cases) and collection accounts (easier) from your credit report. It takes persistance and patience. Each client case is different depending on their report.

We eliminate the collection account entirely because the debt collector ( collection agency ) cannot validate the account. Then we delete it from your credit report.

Gone – poof – exhale !

This process works 99% !

NEXT LEVEL CREDIT

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