Fredrick J Hanna collection debt or Hanna Barbera – Crook or cartoon ?
Filed Under: Collections
Filed Under: Collections
Jan 26 · by Next Level Credit
Fredrick J Hanna is in our backyard and will be exposed. They have been exposed in the latter part of last year to TOXIC MOLD and about to be exposed on the news media. It sounds comical but this is a dangerous environment.
From an employee: Just wanted to alert the 60 minutes crew – come in the back door by the old ceiling tiles – and you want to catch chubbles – wait until he’s back from St. Louis… This place is folding like a cheap suit…”
This is almost funny and ironic at the same time. Debt collection agencies keep a low profile so this incident may shut done this EVIL debt collector. Right now, consumers are his worst nightmare! The power of the people can shut him down now!
You have to understand that this company is operating under a “business license” but they are doing everything illegal under the sun to collect on their worthless paper. The only records a JDB uses is a spreadsheet with the consumer name, phone, and balance. Worthless.
Here is information (budhibbs.com) FROM AN EMPLOYEE at Hanna’s office November 2008. Another victory for the state of Georgia perhaps?
“Regarding Fred Hanna, I have some information that might be useful for you. Fred Hanna is running 4 offices out of Marietta and an office out of MO. There is no attorney located at any of those offices. My understanding is if a sign states Law Offices there must be an attorney present in that office, which is not the case here. All of Fred’s attorneys work only at the 1427 Roswell Rd address, of course in other states he does have co council have work there for over 3 yrs. George Smith AKA. George Hawke an operation mgr who likes to send unauthorized settlement letters to debtors then makes them pay x amt of dollars. He likes to tell the collector to lie to the debtor that the settlement letter they had received was never approved by our client, and cannot settle the acct,, after they had already paid, He then collectors get fired if they do not comply with the operations mgrs demands. Director of operations William Lau he runs all of Fred’s Offices, although the offices has his name on them he has no part or say what happens there ,He does not care to take time and actually check out what’s going on. Many employees are sick from Toxic Black mold due to the filth in office I have pics of mold on floor and walls as well as carpet samples and also moldy ceiling tile to back this up. Raw sewage floods our collection floor that includes used tampons toilette paper and poop in our floor and still they make us work in that hole. I am just so frustrated I have contacted OSHA as well as health dept for assistance. The HR Director was supposed to file workman’s comp for several who were made sick, she just keeps replying that Fred says no. So we’ve retained an attorney– no choice. We know we may soon be fired and no longer have health ins. but anything we can do to help the other employees there so their health is not affected the way ours has. I think Fred Hanna and William J Lau should have to sit in that excuse for an office for about a year as punishment. Thank you, any help to get this place shut down is greatly appreciated before more employees are subjected to these unsanitary working conditions. Signed – First Five of Many”
Bud Hibbs comments:
“Fred Hanna, owner and William J. Lau, Director of Operation appeared to have sunk to a new low (and Fred was pretty low to start) over this one. He and his wife live in a nice home off Lower Roswell Rd., in Marietta, GA that was paid for by the blood money collected by his goons. The pictures you sent showing mold growing in his collection dump and the toilets over flowing is disgusting. How fitting that mold and sewage are befitting to Fredrick J Hanna and his career as a slimy debt collector. I am sending you information for assistance in this matter. Fred will deny having any knowledge of this, which is his typical stance. He will continue to wipe the blood off his commission checks and cash them so he can enjoy all the trappings that being a sleazy debt collector afford him. The American consumer can stop Fredrick J. Hanna and his slimy operation by challenging every single item they attempt to collect. Make them validate, tape collector calls, show up in every court case, hire consumer lawyers to fight his bogus claims. American consumers should force Hanna to spend as much time and money as possible to legally comply with al the law that regulate the collection industry. Hanna has had a FREE ride on consumer coattails for too long, time to hold him and his goons accountable for their actions. Many, many debt collectors who thought they were invincible have fallen when consumers have banded together and said ENOUGH!”
Dreams do come true!
NEXT LEVEL CREDIT
Address: Fred Hanna Frederick J Hanna & Associates 1427 Roswell Rd Marietta, GA 30062
April 30, 2009 update on Hanna (Mann Bracken too)
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Hanna is finally being investigated by the State of Georgia’s Governer’s Office of Consumer Affairs. Their phone number is 404-656-3790. If you have any contact with this lizard, make sure you document everything, phone calls and letters, everything. When you finally get fed up with him and his attorneys contact this office. They will finally put and end to Mr. Hanna.
“Music to my ears” as the saying goes. This is a big giant to fall down. Thanks to all who have contributed to the fight. ~Next Level Credit~
I have reported Hanna’s office to the FTC (2 times). I have filed a complaint with the office of Consumer Affairs and still I have a Hearing scheduled. They claim their client is Capital One Bank and named them as the Plaintiff.
I had one mediation meeting that ended in 2 minutes because I stated Capital One was not suing.
It appears to me that the courts side with these racketeers!
Kitty, Thank you for your comment. Either the courts (judges) are aware of the collection attorneys and how they operate or not. One step to take is to file a sworn denial in court. Request a trial for that.
~Next Level Credit~
They are calling me at work. Isn’t that illegal?
They have my cell phone number but still they call me at work.
I thought there were harassment laws about that.
Victoria,
Thank you for your comment/inquiry. Hanna does not care about rules and FDCPA. Have you sent them a VOD letter? If you have, then ‘yes’ they are not supposed to call you at work. They should not call you at work regardless of the VOD letter. Also, you should NOT talk to them on the phone at all.
~Next Level Credit~
Who is this guy? I received a letter from an attorney in Houston TX stating I owe Cap One an exorbitant amount of debt ($4k) so I sent a letter denying the debt, asking for proof that I owe the debt and asking that they not contact me again. Weeks later, I received a letter from Fred Hanna stating they have the debt on behalf of Cap One. I respond with a form letter as I did to the previous attorney. A few weeks later, I received a summons delivered by the local sheriff’s dept. I filed an answer within 30 days again denying the amount of debt, requesting proof of validity and that that they own the debt and asked for the response within 30 days. I received nothing for 6 weeks until recently, I received a form letter acknowledging that they received my response and to basically hand over the $$! I did not respond and today, a large envelope sent certified was sent to me from Hanna & Assoc. My original debt was $1100. Now he is claiming he wants nearly $4k. Cap One is showing this has charged off. Why can they keep dredging this mess up? Can he seize my bank account, I am self employed, can he garnish my husband’s wages?
CrisCros,
Thanks for your comment.
Remove CapOne from the picture. This is about Hanna and an “alleged” debt. Are you in the State of GA? Sounds like you are in TX. You sent 2VOD letters – good. Starts paper trail. HOW OLD IS THIS ACCOUNT?
Summons – you answered – they did not respond to your answer (until recently).
What was in the large envelope? You should have had a hearing scheduled when you answered the complaint. Has a judgment been rendered?
Hanna cannot garnish bank account without a judgment. No Hanna cannot garnish husbands wages if husband is not being sued.
~Next Level Credit~
Hanna did garnish my bank account with out any warning. I was / am devasted. they claim I owe 7,000 ffrom a discover card, and even though I tried to settle, they wont. I do not know what to do. I have children and a home and now they zeroed out everything. How can I fix this?
Amy,
Thank you for your comment. It sounds as if you have a judgment against you. If you were unaware of the judgment, you may be able to get it dismissed due to a few valid reasons. Also, how would Hanna have access to your bank account number? How did you attempt to settle? If you did not give authorization, then speak with your bank.
You need to seek legal assistance. Contact our office for further resources.
~Next Level Credit~
I’ve been dealing with Frederick Hanna also this year…I have a charge off account with Bank of America (not two years old), I sent Hanna a validation letter four months ago, he then sent a law firm in my State, requesting payment (I sent this law firm a validation letter via certified also). Now that’s it’s been three months and no reply from Hanna or the law firm in my state, what else is their to do, other than wait for the summons.
Mike,
Thank you for your comment. Congrats on being proactive and knowing the action to take. Since these are letters from Hanna and the law firm in your state, you have responded correct.
You have done all you can at this time. Do not worry about a summons at this time. There is a 1% chance of that to happen, and, do not stress about the unknown. Keep your guard up and also try not to worry.
IF that does happen, you have the paper trail that you will use in your answer to the court. You can use the defendants package also (see beat a lawsuit tab). Contact us if you have any questions.
~Next Level Credit~
OMG, WELL FJH IS NO LONGER IN AN OLD MOLDY BUILDING!!! I SAW THIER NEW CORPORATE OFFICE IT IS VERY NICE!IF SOME ONE OWED YOU MONEY IM CURIOUS, WHAT WOULD YOU DO?? HECK, MARRIAGES, FRIENDSHIPS, BROTHERS AND SISTERS HAVE , HATED ONE ANOTHER, KILLED, SEPERATED, DIVORCED AND GONE ON TO HEAVEN OR HELL OVER DEBT!
MY POINT, WHAT IS THE MOST FJH CAN DO TO A DEBTOR?? PERSONALLY, I DO NOT THINK ITS PERSONAL, IT JUST BUSINESS!
AT THE END OF THE DAY, DONT MAKE DEBTS YOU CAN NOT PAY AND MR. FREDRICK J HANNA IS OUT OF BUSINESS IN THAT ARENA! DONT HATE THE PLAYER, HATE THE GAME! ” YOU BREAK, YOU BUY!”
Tia,
Thank you for your comment. At first we thought perhaps you are an employee of Hanna.
You ask what is the MOST Fredrick J Hanna can do to a debtor? Sue that consumer and render a judgment, garnish wages and bank accounts. We know that Hanna does not have rights to all the alleged accounts he sues.
We know that this is business for Hanna – rumor has it that he processes 50,000 cases per month. This is only a rumor. Check the dockets in the state of Ga. Nothing personal to him. He does not have a conscience.
Based on your comment, we don’t think you understand the legality of what Hanna may or may not be doing (and many other junk debt buyers). We have personally been in court with Hanna and they dropped the case. THEY dismissed it. The consumer (defendant) defended themself in court. The defendant did not have to say one word. Hanna dismissed it based on what they did NOT have in their records. Unfortunately, there were many other consumers in the courtroom that did not have any clue of what was taking place and how they could have fought back.
We agree – do not incur debt if one cannot pay. The credit card industry is a high profit industry. Do you have debt? Do you have credit cards? Do you have employment?
We do definitely hate the game (collections) – and that is what it is – A GAME – and if you know how to play it – then there is a 99% chance you will win.
~Next Level Credit~
Do you only help people in the state of GA? I have several debt collectors harassing me and was told by a friend that even if they did sue since I am self employed and do not receive a paycheck and our checking account is in both names (but the debt is only in my name) that if they did get a judgement against me they could not garnish anything ?? I need your help..
Mark,
Thank you for your comment. We assist consumers all over the US.
With all due respect to your friend, unless they are educated and informed about the collection industry, please do not think that being sued is not a problem.
There are multiple reasons why a judgment would inconvenience your life,regardless if you are self employed.
If there was a judgment, the bank account will be garnished.
Contact our office today for an analysis.
~Next Level Credit~
Recently, I too faced the bottom feeders from Hanna and Associates. When I asked for validation of the claim against me, the young man produced a prepared (typed out in advance) dismissal, signed it and off to the county clerk’s office he went. He also dismissed the claim against the young lady in front of me when she made the same request. They had nothing!
The poor souls who did not attend and there were many, would have really put a damper on the Hanna profit margin. Sadly, those poor folks will have more headaches because they weren’t aware or were too afraid to stand up for themselves. God help them all.
Consumers must stand up for themselves. These racketeers can be brought down. If not by the government, then by the citizens of this nation, this scourge can be removed.
Fight the good fight!
VICTORY!!! I received a summons from this slimeball back in Nov. 2009. I sent my answer before the 30 days expired, denying any responsibility for that debt until I had proof. I had all my documentation and knew that they did not. I requested every receipt for every purchase ever made, every receipt for every payment ever made, an itemized list of every fee and all interest, plus how much THEY paid to acquire the debt.
I knew Cap 1 had charged it off over a year ago, and it had already been to two different collections agencies, so I KNEW Hanna was NOT representing Cap 1 as a client. No way did they have the documents I requested, so I was prepared. They replied to my answer with a form letter stating that if I would call them, perhaps “their client” would be willing to work out a suitable settlement offer. Suitable for whom? I called in response to their letter and asked if they were prepared to send me the documentation I requested. She answered that this was only magistrate court and they didn’t “do discovery”. I replied that I expected to see all documentation when I saw them in court.
I showed up to find that out of 20+ defendants they were ALL being sued by Hanna, ALL for credit card debt. Only seven defendants showed up, so the rest lost to this scumbag by default. Their attorney had cases in the adjoining courtroom, so the judge called for them to send in another case for him to hear while we waited, and encouraged all defendants to go outside and seek mediation. After the first case ended nearly three hours later, I was the ONLY defendant still in the courtroom. The judge asked me if I had gone to mediation, and I replied that I was NOT THERE for mediation, but to try my case.
He sent the deputy to find the plaintiff and took a short recess. Soon the deputy returned with a “partner”, so I took my manila folder and walked to the front to sit down at the table. The partner walked to the front, began hastily signing some papers and said “Your honor, we are voluntarily dismissing all charges against the defendant.” You could have knocked me over as I never even had to open my mouth. He handed me a copy of the dismissal, and said “Sorry you had to wait so long.”
I replied, “I guess three hours of my time was worth the $1400 you were trying to get out of me.” And I walked out. Downstairs I encountered another young man who had also been in the same courtroom, and he said he did not even go before the judge and had won his case. Evidently in mediation they signed dismissal papers, because he too had done his homework and had a file of paperwork and they knew it.
We both were jubilant, but felt sorry for all those other poor souls who agreed to sign on for many more months of payments, when all they had to do was look for information. I am out to freely help ALL who want information so we can put an end to this dismal business that preys upon the poorest of the poor. One day soon there will be justice.
I was recently trying to get a house financed and was told that I have a judgment against me filed in Georgia. The law firm was Hanna & Associates. I had some dealings with these people in the past over a charged off Sears account. I was stupid and uneducated at the time and did make some payments to them in 2005 when I was able to. I relocated to California in July 2006 and this judgment was August 2006 I did not live in the state. They (Hanna) now say I owe them 5k am I just stuck? How can they get a judgment against me in Georgia when I am not a resident. Should I just pay this what are my options?
Billy,
Thanks for your comment. In order to have a judgment, the defendant has to be served. If you were not served, that will be the first issue. The judgment can be dismissed. It sounds as if you had no knowledge. It depends where you were living WHEN Hanna states that you were served.
Contact our office and we can give you the name of an attorney in GA.
~Next Level Credit~
Elena,
Could you please forward me a copy of your “Answer” or at least some idea on how to respond. My son, who is a college student has a charged off Capital One Account in which he received a summons from Hanna for Capital One. Any information will be appreciated.
I received a letter from Hanna dated May 6, 2010. I just sent certified mail requesting validation. Also for them to contact me only by USPS, no phone calls. I have not heard back yet. I am in SC, can they sue me here through their offices in GA?
Elena, I too am being sued by hanna, have a court date for June. I have just today sent them a demand of documentation letter requesting they provide proof of dept and all paperwork etc. as well as original signed contract between me and Cap 1. I also called them to ask for a continuance for this court date. My desire is to fight this but even if a judgement is rendered against me my plan is to file C-7. I would rather get this suit taken off but my understanding is even if THIS suit is dismissed, if it is still owned by Cap 1, they can hire new lawyers to fight again…
Gary,
Thanks for your comment. An attorney has to be in your state of residence to sue.
~Next Level Credit~
asmith,
Thanks for your comment. When a consumer is sued by a collection attorney, the FIRST thing to do is to file an Answer and Affirmative Defenses to the court. A validation letter to the CA does not matter at the point of being sued. It is past that time frame. That will be addressed in your Answer and ADs.
Capital One is NOT the plaintiff and not suing you. Hanna is known for suing in the name of capone. He cannot represent capone and collect debt. When it is dismissed, CapOne will not sue you again.
~Next Level Credit~
I just receieved this morning Civil papers from my local Sheriff”s office from Fredrick Hannah & Associates out of Georgia. This is the first time I have ever had to deal with anything like this. I had signed up back in February of this year with Lexington Law to help repair my creidt & get old debts removed. Which they have raised my score by 30-40 points at this time. Also, this paticular acct has been bought out & is LVNV/GE CAPITAL/SAM”S CLUB. It is showing on my Equifax credit report to be a Deleted item. Also the acct show”s charged off 3 years ago. Is there anything I can do before I have to go to court on this matter.
Any help is Appreciated from anyone.
Angie,
Thanks for your comment. We presume that you reside in Ga. You can fight this Pro Se or get an attorney. You will need to file an Answer and Affirmative Defenses immediately. Hanna wants to settle in the courtroom with you. Don’t do that. File your Answer/ADs – go to court and get this dismissed. SOL is hard to prove in a court case.
Contact our office directly if you have further questions.
~Next Level Credit~
I did as you requested & requested that I receive the information on my acct & I told them that I needed all information on the Acct & I needed to get information on payments made & interest, How much they paid to Aquire the Acct & they said to have my Atty to contact them & he was very sarcastic on the phone & hung up on me. He was not willing to give me the information needed.
The first time I heard of Hanna was when I was served a summons. I called to get information and was told that the debt was valid because I didn’t respond within the first 30 days. I NEVER received anything from them. The lady I spoke with was only interested in obtaining my social security number and bank account information to satisfy the debt. I sent a debt vaildation letter but, of course, haven’t received a response. I did answer the summons with denial and have a September court date.
I don’t have a lot of documentation, just a non-compliant attitude and a desire not to be railroaded. If I stand up in court, deny the allegations and demand proof, will I be ok?
Angie,
You will have to contact our office directly. We have sent you an email requesting communication with you to answer your questions. This is a very critical situation for you. It seems that you did not file an Answer. Hanna is not going to comply on the phone. This is a court case now.
~Next Level Credit~
Hi Guys,
I’ve been dealing with Hanna for the last few months. In a nutshell, I had a BOA account that charged off the end of 2009. The account initially went to a collection agency in Upstate New York and then Fredrick J. Hanna. To make a long story short, a summons/complaint was sent to my home in which I answered. After which Hanna sent a settlement letter requesting to settle for $3000.00. Afraid, because I reallly owed the debt and was really stressed (I have a million things going on right now) I agreed to settle the amount. Here is where the problem comes in. I’ve already paid them 1000.00. I made a copy of the Money Order and the settlement agreement plus the receipt given to me by the receiptionist at the front desk. Before, I pay off the account, how do I go about getting them to give me documentation that the settlement has been fulfilled and the case will been dismissed. So far, all evidence and proof of payments have been sent to the court just in case they try to say that I didn’t fulfill the settlement just to get a judgement. Also, the terms of the settlement stated that the case would be dismissed with predjuice once settlement has been fulfilled. Someone please help me. I’m really on my last leg and just need some advice. Any information would be helpful…Thanks in advance.
Sunnie,
Thanks for your comment. Most likely, you could have beat Hanna in court. Do you have reason to think the agreement will not be fulfilled on Hanna’s side? You have a consent judgment which means you agreed to the judgment. If they do not fulfill the agreement terms, you can take legal action against them.
Feel free to set up a counseling session with us for more information.
~Next Level Credit~
I have an issue with Hanna’s firm and it’s stopping me from passin character and fitness. I need an attorney that’s reliable.
Yasmin,
Thanks for your comment. You have not written enough details on your comment. Issue? Letter? Lawsuit?
Please go to our ABOUT US page and sign in for a counseling session today. We will be able to assist you at that time on what you need to do.
~Next Level Credit~