Stop Collection Agency Harassment

There are over 6500 collection agencies listed in the USA. We will continue to write about junk debt buyers and their reputation to give you the power.

Receiving a letter from NCO Financial Systems always makes us grimace. This company is one of the worst debt collection agencies in the US and they are unpredictable. They aspire to be the largest company in the debt collection industry.

They either aggressively attempt to collect from the military (consumer) one day, or act like a long lost family member another day, or on another day attempt to take you to court for a default judgment. Unpredictable.

We know one thing that is certain and that is consumers are getting smarter when it comes to NCO Financial Systems. Consumers are learning their rights and taking action against NCO.

Apparently, NCO is laying off collectors. Ain’t that a shame? That is a dream come true for consumers about this reputable debt collector. It could be a rumour. Time will tell.

They use robotic dialers and here is an explanation of how it operates:

They call, but when I pick up the phone, no one is there, or I hear nothing…what gives? It’s the luck of the draw with auto dialers or robots. They dial six to eight numbers at once, and when a human voice is heard, they are immediately directed to a collector. Since the collector that plugged in the numbers can only speak to one consumer at a time, the first real voice loses and everyone else gets dead silence. The computer will note there was a connection made and push that number up in the cycle, so when the collector finishes his tirade with one, he dials the group again – and by now, you’re angry and frustrated and running to the phone, only to be beat by that little old lady in Nebraska who was hunched over the receiver daring it to ring again. She loses, you get more silence and finally get on the internet to find out what that “nothing” call is all about.

Check your credit report and you may find multiple listings from NCO because they purchase junk debt from many creditors. If you have been contacted from NCO Financial Systems, write your VOD letter and send certified mail return receipt. Don’t be fearful of this company. They have been known to be very harsh over the phone which is why we only correspond through the mail to them.

Here is a successful testimony from a consumer:

“NCO folded like a cheap lawn chair after sending them a nice debt validation letter. Deleted from all 3 reports within 48 hours of receiving the letter. Always send certified mail with return receipt requested.”

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