Stop Collection Agency Harassment from Atlantic Credit & Finance
Filed Under: Collections
Filed Under: Collections
Richard Woolwine
Kelly Woolwine
other location:
Richmond VA
Phoenix AZ
The good news is last year (2009) both companies were laying off employees. How can we say that is GREAT NEWS about people out of work??? Most of their employees don’t even understand the corruption of ACF and John P Frye and think they are a legitimate collection agency working on commission. The employees are better off NOT to work there. If the employee works for a CA, they are desperate!!! This is illegal practices. ACF buys junk debt for .09 cents on the dollar – reported in Dec 2008.
http://www.vawd.uscourts.gov/OPINIONS/WILSON/700CV00846.PDF
You do the math!
Beware in Virginia for collection debt lawsuits. If you are served a summons, you can fight back Pro Se or hire an attorney immediately.
See our site tabs for more information and sample on how to do it yourself and challenge collection agencies.







I had a loan with Benefecial for about 6 years i made monthly payments and my balance went down 0. I talked to someone one day and told them they needed to lower the interest rate or do something because as I understood it this loan should be paid off by now. i had a daughter going to college and i needed this to be taken care of. i never heard from anyone. several months later i got a call from Atlantic Credit and Finance who told me that had bought my loan from Benefecial. I owed as much as I did at the initial loan which made so sense. I set up paymemts with them because I didnt want this to ruin my credit. They immediately started drafting my acct everymonth for 220.00 I just ck my checking acct because i Have been waiting for draft to come out but nothing I went back and looked at january to see what time of the month it comes out and to my surprise nothing came out in January. The last payment came out on Dec 5. My mom dies Dec 26, 2012 and the day after my sister was diagnosed with ovarian cancer that has matacised. I need for someone to look into this for me I dont know what is going on but need to know I work very hard to keep my head above water and my bills paid on time that is why i have my stuff set up on draft so i know it is paid and I dont have to worry about it PLEASE HELP!!!
Donna,
Thanks for your comment. I am sorry to read about your mom and sister.
Atlantic Credit is a junk debt buyer. If the balance was zero, they pulled another balance out of thin air. Illegal. Never give anyone your banking info for drafting. STOP PAYING THEM TODAY! You do not owe them any money!
Close that bank account and switch account numbers. Do not talk to Atlantic Credit.
We need to talk asap!
Go here and sign in your info for a free analysis:
http://nextlevelunlimited.net/homepage-test.php
~Next Level Credit~